Financing Opportunities for SMEs

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A growing range of finance opportunities for SMEs can make it difficult to decide which ones are right for you and your clients. This course takes a detailed look at a variety of financing options available for SMEs, including debt, working capital and equity funding.

£100 +VAT

4 CPD hours

120 days’ access

Use ACPD101 for 10% off any purchase.

Financing Opportunities for SMEs

£100 +VAT

4 CPD hours 120 days’ access
Use ACPD101 for 10% off any purchase.

Financing Opportunities for SMEs

This course is not currently available. To find out more, please get in touch.

This course will enable you to

  • Consider the range of options available for financing growth of an SME
  • Understand the range of debt products available to help fund capital expenditure
  • Understand how to use various financing techniques to best access working capital when it’s needed
  • Advise on the major sources of equity finance and the conditions that accompany them
  • Be aware of regulatory issues that are shaping the financing market

About the course

We all know it can be difficult for SMEs to get finance from banks, and so the emergence of a wider range of products has been very welcome. But greater choice can make the market more difficult to navigate. Understanding what’s available and what products are suitable for different businesses is crucial for you to provide good advice to the business you work in or your clients.

This course looks at the range of financing opportunities available for SMEs and helps you decide which ones are right for you and your clients, based on the type of business and development stage. Gain an understanding of the options available for successfully sourcing debt, working capital and equity funding that suits your business or clients’ needs.

Contents

The range of debt products

Secured and unsecured debt
Small business loan providers
Small businesses and debt finance
Lending for property investors
Leasing and hire purchase
Understanding leasing
Understanding asset-based lending
Business cash advances

Accessing working capital

Understanding trade credit
Factoring and invoice discounting
Single invoice financing
Explaining single finance invoicing
Revolving credit facilities
Purchase order and contract finance for SMEs
Cross-border trade finance
Understanding supplier finance
The benefits of supplier finance

Sourcing and negotiating finance

How brokers and online platforms can help
Safeguarding interests
The key areas for negotiation in loan agreements
Regulating non-bank finance providers
Options for owner-managers
The bank appeals process and referral scheme
The impact of Open Banking

Equity funding and start-up loans

The main features of equity finance
Valuing early-stage companies
Business angel networks
Understanding equity crowdfunding
Venture capital funds and trusts
Appealing to venture capital funds
Claiming tax reliefs on investments
Explaining start-up loans
The right path for growth

How it works

Author

Andy Davis

Andy Davis

Andy Davis is a writer on investment, finance and business. He spent 15 years as a journalist on the Financial Times where he held a series of senior roles including editor of FT Weekend. Andy writes for a range of financial publications and is a columnist for Review. He has been named Personal Financial Journalist of the year in the Wincott Awards.